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Flexible Financing Solutions for Every Homebuyer

At Patriot Homes, we understand that financing is one of the most important steps in the homebuying process. That's why we work with trusted lending partners to offer a wide range of financing solutions tailored to your needs. Whether you're a first-time homebuyer, a veteran, purchasing a home in a qualifying rural area, or looking to finance both your land and home together, we can help guide you through available loan programs. Financing options may include FHA, VA, USDA, Conventional, Construction-to-Permanent (Construction Close), and Land Purchase loans. Our team is committed to making the financing process simple and stress-free by helping you understand your options and connecting you with lenders who can find the best solution for your unique situation. From purchasing land to moving into your completed home, Patriot Homes is here to help you every step of the way.

WHY SHOULD I DO A GOVERNMENT LOAN?

FHA

NEED A HIGHER LOAN AMOUNT?

NEED A LOWER DOWN PAYMENT?

LOWER CREDIT QUALIFICATION

DOESNT HAVE QUALIFYING CREDIT?

NON-OCCUPYING CO BORROWER

56.99% DTI

3.5% DOWN

580

FREE CREDIT EDUCATION

YES

VA

NO CAP**

0% DOWN

580

FREE CREDIT EDUCATION

SPOUSE OR VETERAN ONLY

USDA

44%***

0% DOWN

620

FREE CREDIT EDUCATION

NO

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